Help Centre

Frequently Asked
Questions

Everything you need to know about CashWaves, our loan process, eligibility, and how we connect Canadians with licensed lenders.

6
Questions Answered
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About CashWaves
1 question
We are online mediators and we work with experienced lenders. We aim at helping you to reach out for the most convenient loan choice that suits your financial stability and fulfills your needs.
Not a lender — we connect you with licensed partners
Application Process
2 questions
Application processes are simple and get executed online with CashWaves. Our lenders specialize in long-term payday loans which can easily be applied through us. CashWaves will require a few details from you, provided through the online application. Our process is faxless and requires much less time from you. We need relevant information about you to proceed to the next step.
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Fill out the simple online application form
2
Provide your relevant personal and financial details
3
Lender reviews your information
4
Receive funds via e-Transfer or direct deposit
We understand that people looking for a payday loan often have bad credit. We look at each case on its merits and bad credit will not preclude you from applying with CashWaves. In fact, most of the files we look at have some degree of credit impairment.
Bad credit? You can still apply — each case is reviewed individually
Loan Details & Approval
2 questions
Although it varies from lender to lender, you can get up to $1,000 as a long-term loan through CashWaves. The loan amount offered will also depend on your income and other qualifying factors assessed by the lender.
$1,000
Maximum Loan Amount
Varies
Based on income & lender
After you submit your application at cashwaves.ca, you will be updated about the proceedings from time to time. On approval, you will be notified from your bank itself that the loan money has been successfully transferred to your bank account.
Your bank notifies you directly upon successful transfer
Eligibility Requirements
1 question
To be eligible for a loan through CashWaves, applicants must meet the following basic criteria:
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At least 18 years of age
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Currently employed
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Active bank account
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Accepts direct deposits

Ready to Get Started?

Apply online in minutes. Our process is 100% faxless and requires no branch visit.